Updated for 2026 IRS tax rates
Money math, made simple.
Free, private calculators for retirement, paychecks, overtime and debt. Get a clear answer in seconds, with a plain-English guide behind every number.
Based on official IRS data
Nothing you type is saved
Instant results
Retirement
Plan withdrawals and see how long your savings may last.
Paycheck & Taxes
Take-home pay after federal and state taxes.
Florida Paycheck CalculatorTake-home pay in a state with no income tax.
Utah Paycheck CalculatorNet pay with Utah's 4.45% flat state income tax.
Texas Paycheck CalculatorTake-home pay with no state income tax.
California Paycheck CalculatorNet pay after CA income tax and 1.3% SDI.
New York Paycheck CalculatorState, NYC and PFL deductions in one place.
Georgia Paycheck CalculatorNet pay with Georgia's 4.99% flat tax.
North Carolina Paycheck CalculatorNet pay with NC's 3.99% flat tax.
Overtime, Tips & Wages
See what extra hours and tips really add to your pay.
Debt & Loans
Find out how fast you can pay off what you owe.
Why people use Bibji
Private by design
Every calculation runs in your browser. No sign-up, and nothing you enter is stored.
Up to date
Built on current IRS tax brackets, limits and tables, and reviewed when the rules change.
Clear visuals
Charts and breakdowns show where every dollar goes, with a simple guide for each tool.